23-state license footprint · ACA / under 65 · NPN 18213932

Marketplace plan reviews in the 23 states where I'm licensed

Each state runs Marketplace enrollment differently. Some use HealthCare.gov, others run their own exchange, and deadlines differ. Pick your state for the dates and rules that apply to you. I work remotely from Lakeland, Florida.

Reviewed by David Huff, licensed health agent, NPN 18213932 · Updated September 30, 2026

Direct answer: David Huff is a licensed health agent (Florida license W371813, NPN 18213932) who reviews ACA Marketplace plans for residents of the states listed below. Florida visitors should use the existing Lakeland and Polk County pages. There is no separate agent fee. A review is not enrollment.
Request a plan review Call (863) 640-3102

Get a Marketplace plan comparison

Share a few details and David Huff, licensed Florida health agent, will follow up. This is not enrollment.

Choose your state

Dedicated state Marketplace and 2027 hospital network guides are available across all 23 licensed states below, including Texas, New Jersey, North Carolina, South Carolina, Tennessee, Alabama, Ohio, Georgia, and Florida.

Showing all 23 licensed states
StateWhere to enrollOpen Enrollment for 2027Page
AlabamaHealthCare.govNovember 1, 2026 – January 15, 2027Alabama guide · UAB & Huntsville 2027
ArizonaHealthCare.govNovember 1, 2026 – January 15, 2027Banner, HonorHealth & Mayo 2027
FloridaHealthCare.govNovember 1, 2026 – January 15, 2027Florida ACA hub · Watson Clinic 2027
GeorgiaGeorgia AccessNovember 1, 2026 – January 15, 2027Piedmont, Wellstar & Emory 2027
IndianaHealthCare.govNovember 1, 2026 – January 15, 2027IU Health & Franciscan 2027
IowaHealthCare.govNovember 1, 2026 – January 15, 2027UI Health Care & UnityPoint 2027
KansasHealthCare.govNovember 1, 2026 – January 15, 2027KU Health & Saint Luke's 2027
LouisianaHealthCare.govNovember 1, 2026 – January 15, 2027Ochsner & LCMC Health 2027
MarylandMaryland Health ConnectionSee Maryland Health ConnectionJohns Hopkins & MedStar 2027
MichiganHealthCare.govNovember 1, 2026 – January 15, 2027Corewell & Henry Ford 2027
MississippiHealthCare.govNovember 1, 2026 – January 15, 2027UMMC & Baptist Memorial 2027
MissouriHealthCare.govNovember 1, 2026 – January 15, 2027BJC HealthCare & WashU 2027
NebraskaHealthCare.govNovember 1, 2026 – January 15, 2027Nebraska Medicine & CHI 2027
New JerseyGet Covered New JerseyNovember 1, 2026 – January 31, 2027New Jersey guide · RWJBarnabas & Hackensack 2027
North CarolinaHealthCare.govNovember 1, 2026 – January 15, 2027North Carolina guide · Atrium & Novant 2027
OhioHealthCare.govNovember 1, 2026 – January 15, 2027OhioHealth & Kettering 2027 · Cleveland Clinic & UH 2027
OklahomaHealthCare.govNovember 1, 2026 – January 15, 2027INTEGRIS, OU & Saint Francis 2027
South CarolinaHealthCare.govNovember 1, 2026 – January 15, 2027South Carolina guide · Prisma & MUSC 2027
TennesseeHealthCare.govNovember 1, 2026 – January 15, 2027Tennessee guide · Vanderbilt & TriStar 2027
TexasHealthCare.govNovember 1, 2026 – January 15, 2027Texas guide · Baylor Scott & White 2027
VirginiaVirginia's Insurance MarketplaceNovember 1, 2026 – January 29, 2027Sentara Health & Inova 2027
WashingtonWashington HealthplanfinderNovember 1, 2026 – January 15, 2027UW Medicine & Providence 2027
West VirginiaHealthCare.govNovember 1, 2026 – January 15, 2027WVU Medicine & CAMC 2027

How a remote review works

1. Tell me the state and household. County, ZIP code, who needs coverage, and projected 2027 income. Use the state page first so the Marketplace and dates match where you live.
2. I review 2027 plan data for that ZIP code. Network, prescriptions, deductible, and out-of-pocket maximum on Marketplace plans in that state.
3. You keep the account. We go over trade-offs by phone or screen share. You authorize any application or change. A review is not enrollment.

Verify David Huff's license directly

Before you share household or coverage details with any agent, you can verify their active producer record on official state and national registries:

Working with a licensed agent does not change the official Marketplace premium for the same plan. You can also read what to expect during the 2027 Marketplace agent approval and identity check before our call.

Verified 5-star Google reviews from clients

Public reviews left by verified clients on Google Business Profile.

5.0 on Google · Read all reviews →
★★★★★

“He helped me find an affordable plan that works for my family and walked us through every step.”

Elenita D. · Verified Google Review
★★★★★

“David Huff took the time to listen to our situation and helped us find a plan that covered our doctors and prescriptions.”

Dovonna R. · Verified Google Review
★★★★★

“Knowledgeable, patient, and made comparing coverage options simple without any rush.”

Travis H. · Verified Google Review

Individual experiences vary. Reviews reflect customer service experience and do not guarantee specific plan availability, tax credits, or benefit outcomes.

Primary sources

Disclosure

David Huff · Lakeland Health Insurance · Florida license W371813 · NPN 18213932 · Lakeland, FL 33805 · By appointment · (863) 640-3102 · david@lakelandhealthinsurance.com

Lakeland Health Insurance is not an insurance carrier and is not HealthCare.gov, Georgia Access, or any government agency. I'm licensed in the states listed below. The plans I can review depend on which insurers I'm appointed with in your state, which may not include every Marketplace insurer. There is no separate agent fee for the plan-review assistance described on this site. David Huff is a licensed health agent and may receive compensation from an insurer when an enrollment occurs. This hub is for ACA Marketplace coverage for people under 65 who are not on Medicare.

Request a 2027 Marketplace plan review

Request a plan review Call (863) 640-3102

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 74 products in your area. Please contact www.medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Company inventory note: The counts above reflect the licensed company inventory for the 2027 plan year in the Lakeland/Polk County service area, confirmed for ZIP 33812, as of October 1, 2026. They are not CMS counts or statewide Florida totals. Counts and available products vary by ZIP code, service area, plan year, and current company authorization. Confirm the ZIP code and current approved platform inventory before relying on these figures. Plan availability, benefits, networks, formularies, pharmacies, and costs are subject to the applicable plan documents and service area.