23-state license footprint · ACA / under 65 · NPN 18213932

Marketplace plan reviews in the 23 states where I'm licensed

Each state runs Marketplace enrollment differently. Some use HealthCare.gov, others run their own exchange, and deadlines differ. Pick your state for the dates and rules that apply to you. I work remotely from Lakeland, Florida.

Reviewed by David Huff, licensed health agent, NPN 18213932 · Updated September 30, 2026

Direct answer: David Huff is a licensed health agent (Florida license W371813, NPN 18213932) who reviews ACA Marketplace plans for residents of the states listed below. Florida visitors should use the existing Lakeland and Polk County pages. There is no separate agent fee. A review is not enrollment.

Request a plan review Call (863) 640-3102

Get a Marketplace plan comparison

Share a few details and David Huff, licensed Florida health agent, will follow up. This is not enrollment.

Name

Phone

ZIP code

Coverage type

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Choose your state

State guides are available for Texas, North Carolina, South Carolina, Tennessee, and Alabama. Other licensed states show the official Marketplace and a phone number.

Quick filter: Showing all 23 licensed states

State	Where to enroll	Open Enrollment for 2027	Page
Alabama	HealthCare.gov	November 1, 2026 – January 15, 2027	Alabama guide
Arizona	HealthCare.gov	November 1, 2026 – January 15, 2027
Florida	HealthCare.gov	November 1, 2026 – January 15, 2027
Georgia	Georgia Access	November 1, 2026 – January 15, 2027
Indiana	HealthCare.gov	November 1, 2026 – January 15, 2027
Iowa	HealthCare.gov	November 1, 2026 – January 15, 2027
Kansas	HealthCare.gov	November 1, 2026 – January 15, 2027
Louisiana	HealthCare.gov	November 1, 2026 – January 15, 2027
Maryland	Maryland Health Connection	See Maryland Health Connection
Michigan	HealthCare.gov	November 1, 2026 – January 15, 2027
Mississippi	HealthCare.gov	November 1, 2026 – January 15, 2027
Missouri	HealthCare.gov	November 1, 2026 – January 15, 2027
Nebraska	HealthCare.gov	November 1, 2026 – January 15, 2027
New Jersey	Get Covered New Jersey	November 1, 2026 – January 31, 2027
North Carolina	HealthCare.gov	November 1, 2026 – January 15, 2027	North Carolina guide
Ohio	HealthCare.gov	November 1, 2026 – January 15, 2027
Oklahoma	HealthCare.gov	November 1, 2026 – January 15, 2027
South Carolina	HealthCare.gov	November 1, 2026 – January 15, 2027	South Carolina guide
Tennessee	HealthCare.gov	November 1, 2026 – January 15, 2027	Tennessee guide
Texas	HealthCare.gov	November 1, 2026 – January 15, 2027	Texas guide
Virginia	Virginia's Insurance Marketplace	November 1, 2026 – January 29, 2027
Washington	Washington Healthplanfinder	November 1, 2026 – January 15, 2027
West Virginia	HealthCare.gov	November 1, 2026 – January 15, 2027

2027 guide

Alabama

HealthCare.gov. 2027 enrollment ends January 15, 2027.

Alabama Marketplace plan review

Licensed

Arizona

HealthCare.gov. 2027 enrollment ends January 15, 2027.

HealthCare.gov official site

Call (863) 640-3102

Florida cluster

Florida

HealthCare.gov. 2027 enrollment ends January 15, 2027. Florida residents: see Lakeland and Polk County Marketplace help.

Individual and family coverage

Licensed Polk County ACA agent

Cities I serve

Licensed

Georgia

Georgia Access. 2027 enrollment ends January 15, 2027.

Georgia Access official site

Call (863) 640-3102

Licensed

Iowa

HealthCare.gov. 2027 enrollment ends January 15, 2027.

HealthCare.gov official site

Call (863) 640-3102

Licensed

Indiana

HealthCare.gov. 2027 enrollment ends January 15, 2027.

HealthCare.gov official site

Call (863) 640-3102

Licensed

Kansas

HealthCare.gov. 2027 enrollment ends January 15, 2027.

HealthCare.gov. 2027 enrollment ends January 15, 2027.

South Carolina Marketplace plan review

2027 guide

Tennessee

HealthCare.gov. 2027 enrollment ends January 15, 2027.

Tennessee Marketplace plan review

2027 guide

HealthCare.gov. 2027 enrollment ends January 15, 2027.

HealthCare.gov official site

Call (863) 640-3102

How a remote review works

1. Tell me the state and household. County, ZIP code, who needs coverage, and projected 2027 income. Use the state page first so the Marketplace and dates match where you live.

2. I review 2027 plan data for that ZIP code. Network, prescriptions, deductible, and out-of-pocket maximum on Marketplace plans in that state.

3. You keep the account. We go over trade-offs by phone or screen share. You authorize any application or change. A review is not enrollment.

Verified 5-star Google reviews from clients

Public reviews left by verified clients on Google Business Profile.

5.0 on Google · Read all reviews →

★★★★★

“He helped me find an affordable plan that works for my family and walked us through every step.”

Elenita D. · Verified Google Review

★★★★★

“David Huff took the time to listen to our situation and helped us find a plan that covered our doctors and prescriptions.”

Dovonna R. · Verified Google Review

★★★★★

“Knowledgeable, patient, and made comparing coverage options simple without any rush.”

Travis H. · Verified Google Review

Individual experiences vary. Reviews reflect customer service experience and do not guarantee specific plan availability, tax credits, or benefit outcomes.

Primary sources

HealthCare.gov: Dates and deadlines — accessed September 30, 2026; 2027 federal Marketplace Open Enrollment: November 1 start, December 15 deadline for a January 1 start, January 15 end.
CMS: State-based Exchanges — accessed September 30, 2026; States not listed as State-based Exchanges use HealthCare.gov.
Virginia's Insurance Marketplace: How to Enroll — accessed September 30, 2026; Open Enrollment is the yearly period from November 1 to January 29.
Georgia Access, Plan Year 2027 QHP Application Instructions for Issuers — updated August 10, 2026; 2027 open enrollment November 1, 2026 through January 15, 2027.
Get Covered New Jersey — accessed September 30, 2026; Open Enrollment runs November 1 through January 31.
Washington Healthplanfinder: Enrollment Periods — accessed September 30, 2026; Open enrollment begins November 1 and ends January 15.
Maryland Health Connection — accessed September 30, 2026; 2027 open enrollment dates were not posted on the official exchange site at access, so this hub does not list a Maryland deadline.

Disclosure

David Huff · Lakeland Health Insurance · Florida license W371813 · NPN 18213932 · Lakeland, FL 33805 · By appointment · (863) 640-3102 · david@lakelandhealthinsurance.com

Lakeland Health Insurance is not an insurance carrier and is not HealthCare.gov, Georgia Access, or any government agency. I'm licensed in the states listed below. The plans I can review depend on which insurers I'm appointed with in your state, which may not include every Marketplace insurer. There is no separate agent fee for the plan-review assistance described on this site. David Huff is a licensed health agent and may receive compensation from an insurer when an enrollment occurs. This hub is for ACA Marketplace coverage for people under 65 who are not on Medicare.

Request a 2027 Marketplace plan review

Request a plan review Call (863) 640-3102

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 74 products in your area. Please contact www.medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Company inventory note: The counts above reflect the licensed company inventory for the 2027 plan year in the Lakeland/Polk County service area, confirmed for ZIP 33812, as of October 1, 2026. They are not CMS counts or statewide Florida totals. Counts and available products vary by ZIP code, service area, plan year, and current company authorization. Confirm the ZIP code and current approved platform inventory before relying on these figures. Plan availability, benefits, networks, formularies, pharmacies, and costs are subject to the applicable plan documents and service area.