Carrier availability, networks, formularies, and product rules vary by ZIP code, age, underwriting, and enrollment window. FL Broker License #W371813.
Carrier directory

Insurance carriers David can help you compare.

This page is organized by how people actually shop: individual health, Medicare and senior products, life insurance, long-term care, and supplemental coverage.

Health carriers

Individual health coverage

These are individual health and ACA-related carriers in the current carrier playbook. Availability can vary by ZIP, product type, and enrollment window.

Allstate Health Solutions

Individual health and short-term coverage through National General.

HealthShort-term

Ambetter

Marketplace health plans with carrier-specific network and prescription checks.

ACAHealth

Anthem / Wellpoint

Individual health options under the Wellpoint brand in Florida.

ACAHealth

Cigna

Individual health, Medicare, and supplemental products depending on plan type.

HealthSenior

GeoBlue

Blue Cross Blue Shield global health coverage for eligible travel and international needs.

GlobalHealth

Health First Health Plan

Florida health plan options where service area and network fit matter.

Health

Molina

Marketplace health plans with a separate Polk County enrollment playbook.

ACAHealth

Oscar

Marketplace health plans with plan, provider, and prescription comparisons.

ACAHealth

Pivot Health

Short-term medical and gap-style coverage options for eligible situations.

Short-termHealth

United Individual ACA

ACA Marketplace health plans under UnitedHealthcare.

ACAHealth

UnitedHealthOne / Golden Rule

Short-term medical, term life, and ancillary products.

Short-termAncillary

Wellpoint Individual

Individual Marketplace coverage with local network and formulary review.

ACAHealth
Senior market

Medicare and senior products

Senior products include Medicare Advantage, Medicare Supplement, Part D-adjacent support, dental, vision, hospital indemnity, and other products that may pair with Medicare.

Allstate Health Solutions

Senior market and supplemental options through National General.

Senior

America's 1st Choice

Optimum and Freedom Medicare options where available.

Medicare

Anthem Medicare

Elevance Health Medicare products in eligible service areas.

Medicare

BayCare

Medicare plan options tied closely to local provider access.

Medicare

Centene / Wellcare Medicare

Medicare plans reviewed by county, formulary, and network.

Medicare

Devoted Health Medicare

Medicare Advantage options where provider fit is central.

Medicare

Health First Health Plan Medicare

Medicare coverage options where available by service area.

Medicare

HealthSpring Medicare

Cigna Medicare products and related senior market options.

Medicare

HealthSpring Supplemental

Cigna supplemental products for eligible clients.

Supplemental

Humana

Dental, vision, Medicare, and CarePlus options depending on product and county.

MedicareDental/Vision

MedMutual PROTECT

Senior and supplemental products that may help with gaps.

SeniorSupplemental

Mutual of Omaha Medicare

Medicare Supplement and senior product options.

MedicareSupplement

NCD

Dental and vision-style supplemental coverage options.

Dental/Vision

Physicians Mutual

Senior market and supplemental coverage options.

SeniorSupplemental

UnitedHealthcare Medicare

Medicare plans reviewed against doctors, prescriptions, and total yearly cost.

Medicare
Life insurance

Life carriers

Life coverage is not one-size-fits-all. The right carrier depends on underwriting, health history, budget, term length, and the purpose of the policy.

Ethos Life

Life insurance platform connected with Ameritas, CUNA Mutual, Legal & General America, Senior Life, and Protective.

Life

Guarantee Trust Life

Life and supplemental products for eligible clients.

LifeSupplemental

Mutual of Omaha Life

Life insurance options with underwriting and product fit reviewed first.

Life

Securian / Minnesota Life

Life insurance and long-term care-related options.

LifeLTC

Transamerica Life

Life coverage options reviewed around budget and family need.

Life

UnitedHealthOne / Golden Rule

Term life, short-term medical, and ancillary coverage.

LifeAncillary
Long-term care

LTC carriers

Long-term care planning is highly personal. Product availability and underwriting can change, so this section is best used as a starting point for a conversation.

Mutual of Omaha Long Term Care

Long-term care options accessed through LTCI Partners.

LTC

Securian / Minnesota Life

Life and long-term care-related planning options.

LTCLife
Supplemental

Dental, vision, hospital, accident, and gap coverage

Supplemental coverage can help with costs your primary plan does not fully handle, but it should be matched carefully to your real risk and budget.

Allstate Health Solutions

Gap, accident, and supplemental product options.

Supplemental

Guarantee Trust Life

Supplemental coverage for eligible applicants.

Supplemental

HealthSpring Supplemental

Cigna supplemental products for eligible clients.

Supplemental

Humana Dental and Vision

Dental and vision products that may pair with health or Medicare coverage.

Dental/Vision

MedMutual PROTECT

Protection products built around gaps and supplemental needs.

Supplemental

NCD

Dental and vision-style supplemental coverage.

Dental/Vision

Physicians Mutual

Senior market and supplemental products.

SupplementalSenior

UnitedHealthOne / Golden Rule

Dental, vision, accident, critical illness, hospital indemnity, and related ancillary options.

SupplementalAncillary
Helpful links

Quote and comparison tools

These are practical starting points when someone wants to compare coverage before talking through the details.

UnitedHealthOne quote link

For short-term medical, term life, dental, vision, accident, critical illness, hospital indemnity, and ancillary products.

Start UHOne Quote

NCD dental and vision

Use this when dental or vision is the main need and David should stay connected to the quote.

Start NCD Quote

ACA subsidy estimator

Estimate Marketplace subsidy eligibility before comparing ACA plans and carrier networks.

Estimate Subsidy

Carrier playbooks

Open the detailed ACA playbooks for Ambetter, Molina, Oscar, UnitedHealthcare, and Wellpoint.

View Playbooks

Use the carrier list as a starting point.

The real decision is still the plan: doctors, medications, expected care, premium, deductible, copays, and whether the carrier is strong in your county.

Ask David to Compare

This directory is a local reference for carriers and product categories David Huff can help discuss or compare. It is not a guarantee that every product is available to every applicant or in every ZIP code. Final availability depends on carrier rules, county, age, underwriting, enrollment period, and plan year. Insurance carriers may compensate appointed brokers when an enrollment is completed; compensation and available options vary by carrier and product.