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West Virginia Healthcare Network Report · Updated October 22, 2026

WVU Medicine, CAMC & Marshall Health West Virginia 2027 Guide

How Morgantown, Charleston, Huntington, Parkersburg, Wheeling, Beckley, and Martinsburg residents can verify WVU Medicine, Vandalia Health (CAMC & Mon Health), and Marshall Health Network for 2027.

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Navigating Morgantown, Charleston, Huntington & Panhandle Networks in 2027

Across West Virginia, hospital and specialist access has consolidated around three dominant academic and regional systems: WVU Medicine (anchored by J.W. Ruby Memorial Hospital and WVU Medicine Children's in Morgantown, alongside United Hospital Center in Bridgeport, Camden Clark in Parkersburg, Wheeling Hospital, Weirton Medical Center, Thomas Hospitals in South Charleston/Charleston, Princeton Community Hospital, and Berkeley/Jefferson Medical Centers in the Eastern Panhandle), Vandalia Health (combining Charleston Area Medical Center [CAMC] — General, Memorial, Women and Children's, Teays Valley, Greenbrier Valley, and Plateau — with Mon Health System in Morgantown/Preston/Weston and Davis Health System in Elkins), and Marshall Health Network (integrating Mountain Health Network — Cabell Huntington Hospital, St. Mary's Medical Center, Hoops Family Children's, and Rivers Health — with Marshall Health and HIMG).

When comparing 2027 ACA Marketplace plans on HealthCare.gov (Highmark Blue Cross Blue Shield West Virginia and CareSource) or evaluating 2027 Medicare Advantage options (including provider-sponsored Peak Health, Highmark, Humana, UnitedHealthcare, and Aetna), verifying both newly integrated hospital names and border-state referral rules is essential.

2027 West Virginia Hospital & Carrier Network Matrix

West Virginia Health System Major Campuses & Medical Groups 2027 ACA Marketplace Access 2027 Medicare Access
WVU Medicine (Statewide System) J.W. Ruby Memorial & WVU Children's (Morgantown), United Hospital Center, Camden Clark, Wheeling, Thomas Hospitals (Charleston), Berkeley/Jefferson, WVU Cancer Institute Highmark BCBS West Virginia (my Direct Blue / Blue Solutions) and select CareSource Marketplace networks (verify UHA faculty NPI) Original Medicare + Medigap, Peak Health Medicare Advantage, Highmark, and contracted MA plans
Vandalia Health (CAMC, Mon Health & Davis) CAMC Memorial, General, Women & Children's (Charleston); Mon Health Medical Center (Morgantown); Davis Medical Center (Elkins) Verify CAMC Physicians and Mon Health Medical Group NPIs across Highmark BCBS WV and CareSource plans Original Medicare + Medigap, Peak Health, and participating Kanawha / North Central WV Medicare Advantage plans
Marshall Health Network (Mountain Health) Cabell Huntington Hospital, St. Mary's Medical Center (Huntington), Edwards Comprehensive Cancer Center, Marshall Health & HIMG Confirm Cabell Huntington, St. Mary's, Marshall Health faculty, and HIMG group tax IDs in Cabell/Wayne/Putnam counties Original Medicare + Medigap, Peak Health, and contracted Tri-State Medicare Advantage PPO/HMO networks
Southern WV & Border Referral Systems Raleigh General & Beckley ARH (Beckley); Valley Health War Memorial & Hampshire Memorial (Eastern Panhandle) Check out-of-state border rules for Winchester Medical Center (VA), UPMC/AHN (Pittsburgh), or Marietta Memorial (OH) Original Medicare + Medigap and participating regional Medicare Advantage plans

3 Steps for West Virginia Residents Before Open Enrollment Ends

  1. Verify Newly Consolidated Hospital & Clinic Names by NPI: Search by physical street address and 10-digit NPI for recently integrated facilities such as WVU Medicine Thomas Hospitals in South Charleston, Vandalia Health Mon Health in Morgantown, and Marshall Health Network / HIMG in Huntington.
  2. Compare Peak Health vs. Highmark, Humana & UHC on Medicare Advantage: Confirm whether your 2027 Medicare plan covers all three major West Virginia systems as well as any out-of-state specialty center you visit.
  3. Check Eastern & Northern Panhandle Border-State Rules: If you live in Martinsburg/Charles Town and use Valley Health Winchester Medical Center in Virginia or Meritus / Johns Hopkins in Maryland — or live in Wheeling/Morgantown and travel to Pittsburgh — verify out-of-state network coverage.

Emergency Room Protection (No Surprises Act): Under the federal No Surprises Act and Medicare emergency rules, emergency department evaluation and stabilization at WVU Medicine J.W. Ruby Memorial, CAMC General/Memorial, Mon Health Medical Center, Cabell Huntington, St. Mary's, Camden Clark, and Wheeling Hospital ERs are covered at in-network cost-sharing regardless of network status; network restrictions apply to non-emergency surgery, scheduled admissions, and clinic visits.

Frequently Asked Questions

Are WVU Medicine, Vandalia Health (CAMC and Mon Health), and Marshall Health Network in the same 2027 West Virginia networks?

Highmark Blue Cross Blue Shield West Virginia and CareSource West Virginia offer distinct ACA Marketplace plans on HealthCare.gov, while Medicare Advantage carriers — including Peak Health, Highmark, Humana, UnitedHealthcare, and Aetna — structure specific HMO and PPO contracts across WVU Medicine, Vandalia Health, and Marshall Health Network.

How do Morgantown and Charleston hospital networks compare between WVU Medicine and Vandalia Health?

In Morgantown, WVU Medicine (J.W. Ruby Memorial Hospital) and Vandalia Health's Mon Health Medical Center operate side by side, while in the Kanawha Valley, Vandalia Health's Charleston Area Medical Center (CAMC) competes alongside WVU Medicine Thomas Hospitals.

What changed with Mountain Health Network and Marshall Health in Huntington?

Mountain Health Network (Cabell Huntington Hospital, St. Mary's Medical Center, Hoops Family Children's Hospital, and Rivers Health) united with Marshall Health to form Marshall Health Network, so enrollees should verify both hospital facility and Marshall Health faculty NPIs.

Related Regional Network Guides

Need Help Comparing WVU Medicine, CAMC, or Marshall Health Plans?

David Huff (Licensed in West Virginia · NPN 18213932) helps Morgantown, Charleston, Huntington, Parkersburg, Wheeling, Beckley, and Martinsburg residents compare 2027 ACA Marketplace and Medicare plans.

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 74 products in your area. Please contact www.medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Company inventory note: The counts above reflect the licensed company inventory for the 2027 plan year in the Lakeland/Polk County service area, confirmed for ZIP 33812, as of October 1, 2026. They are not CMS counts or statewide totals. Counts and available products vary by ZIP code, service area, plan year, and current company authorization. Confirm the ZIP code and current approved platform inventory before relying on these figures. Plan availability, benefits, networks, formularies, pharmacies, and costs are subject to the applicable plan documents and service area. David Huff is an independent licensed health insurance agent (NPN 18213932) not affiliated with WVU Medicine, Vandalia Health (CAMC / Mon Health), or Marshall Health Network.