Health Insurance Broker Serving New Port Richey & Pasco County
For the 2027 ACA Marketplace plan year in New Port Richey and Pasco County, compare plans on HealthCare.gov after checking ZIP code, doctors, prescriptions, and enrollment timing.
Get a Marketplace plan comparison
Share a few details and David Huff, licensed Florida health agent, will follow up. This is not enrollment.
Licensed Florida health agent David Huff (FL #W371813, NPN 18213932) helps New Port Richey residents review ACA Marketplace plans, Medicare, short-term coverage, dental, vision, and supplemental options.
Reviews for New Port Richey often start with ZIP 34652 and nearby facilities such as Morton Plant North Bay Hospital, then compare Marketplace networks against those details.
David provides direct Florida guidance based on ZIP code, providers, prescriptions, household income, and enrollment timing.
Insurance carriers may compensate appointed agents when an enrollment is completed; compensation and availability vary by carrier and product.
Health Insurance Options in New Port Richey
New Port Richey and Pasco County residents have access to a range of health coverage options. What's available to you depends on your age, income, employment status, and household size.
- ACA Marketplace plans — For the 2027 plan year, issuer participation in Pasco County varies by ZIP code. Confirm the current list at HealthCare.gov. This site documents example issuers such as Ambetter, Molina, Oscar, and UnitedHealthcare on the carrier hub.
- Medicare — Medicare Advantage, Medigap, and Part D for residents 65+ or with qualifying disabilities. See the Lakeland Medicare broker.
- Short-term medical — Gap coverage for transitions between jobs or plans.
- Dental, vision, and supplemental — Standalone or bundled with primary coverage.
Local hospital & physician networks in New Port Richey (ZIPs 34652–34655): West Pasco plans divide across BayCare Morton Plant North Bay Hospital, HCA Florida Trinity Hospital, and HCA Florida Bayonet Point Hospital in Hudson. Whether your doctors are affiliated with BayCare Medical Group or HCA Florida physician practices determines which Pasco County ACA or Medicare plans actually fit.
I'll review current coverage options against your providers, prescriptions, budget, and enrollment timing.
Who This Page Is For
If you live or work in the Tampa Bay area and need health coverage, this is your starting point:
- Self-employed professionals and 1099 contractors in New Port Richey
- Families without employer-sponsored coverage
- Residents who recently moved to New Port Richey or Pasco County
- Anyone losing coverage and needing a Special Enrollment Period
- New Port Richey residents turning 65 and navigating Medicare for the first time
- Small business owners exploring individual market options
Why New Port Richey Residents Work With Me
I'm based in Lakeland and serve New Port Richey residents remotely by phone, video, or text.
- Licensed and regulated — FL License #W371813, NPN 18213932. I'm accountable to the Florida Department of Financial Services.
- Agent compensation — Insurance carriers may compensate appointed agents when an enrollment is completed; compensation and availability vary by carrier and product.
- ACA subsidy setup — I help structure applications around household size, projected income, and coverage timing so the estimate is handled correctly.
- Post-enrollment support — I don't disappear after you sign up. Claims issues, renewals, mid-year changes — I handle it.
New Port Richey Area Communities I Serve
I work with residents across the New Port Richey area and greater Tampa Bay, including Port Richey, Holiday, Hudson, Elfers, Bayonet Point, Trinity, Odessa, Spring Hill, Aripeka, and surrounding Pasco County communities.
Latest from the blog: Health Insurance in New Port Richey, FL — 2026 Premium Hikes
Compare next steps with a plan-specific review or the ACA Marketplace guide.
Whether you are near downtown New Port Richey, US-19, Trinity, Holiday, or Hudson, the review starts with the same basics: Florida ZIP code, doctors, prescriptions, household income, and timing.
Frequently Asked Questions
How much does health insurance cost in New Port Richey?
Costs vary based on income, age, ZIP code, and plan type. Many New Port Richey residents qualify for ACA subsidies that reduce premiums. A plan-specific review can show your available options and estimated pricing.
Can I enroll in ACA coverage outside of Open Enrollment?
Yes, if you have a qualifying life event — such as losing employer coverage, moving to New Port Richey, marriage, or a new child. You typically have 60 days to enroll through a Special Enrollment Period.
Do I need a broker or can I enroll myself?
You can enroll through HealthCare.gov. A licensed agent can help structure the application, review provider networks and prescriptions, and compare renewal changes. Insurance carriers may compensate appointed agents when an enrollment is completed; compensation and availability vary by carrier and product.
What carriers are available in Pasco County?
For the 2027 plan year, Marketplace issuers in Pasco County depend on your ZIP code. Run your address at HealthCare.gov or request a review; example issuer playbooks live on the ACA carrier hub. Medicare options vary by plan type.
Lakeland Health Insurance is the name used by David Huff, a licensed Florida health agent, serving New Port Richey, Pasco County, the greater Tampa Bay area, and Florida. FL License #W371813. NPN 18213932.
Last reviewed: · Written and reviewed by David Huff, Licensed Florida Health Insurance Agent (FL License #W371813 · NPN 18213932 · Editorial & Verification Methodology).