Health Insurance Plans | Real Coverage That Actually Works

Choose Your Coverage Adventure

Each option has pros and cons. We'll tell you both because we're not here to BS you.

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ACA Marketplace Plans

The "Obamacare" plans everyone loves to hate

$200-800/mo

*After subsidies (if you qualify)

✓ Can't be denied for pre-existing conditions
✓ Essential health benefits included
✓ Subsidies available for many people
✗ Limited enrollment periods
✗ Can be expensive without subsidies

Check ACA Prices

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Short-Term Medical

Quick coverage for life transitions

$50-300/mo

*Healthy people only, sorry

✓ Start coverage immediately
✓ Lower cost for healthy people
✓ No enrollment restrictions
✗ No pre-existing condition coverage
✗ Limited benefits

Get Short-Term Quote

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Medicare Advantage

Medicare with extras (for the over-65 crowd)

$0-200/mo

*Plus your Medicare Part B premium

✓ Builds on Medicare coverage
✓ Often includes extras (dental, vision)
✓ Prescription drug coverage
✗ Network restrictions may apply
✗ Must be 65+ or disabled

Compare Medicare Advantage

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Medicare Supplement

Fill the gaps in Original Medicare

$100-400/mo

*Plus Medicare Part B & D premiums

✓ Works with any Medicare doctor
✓ Covers Medicare deductibles/coinsurance
✓ No network restrictions
✗ Higher monthly premiums
✗ Need separate Part D for drugs

Compare Supplement Plans

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Dental & Vision

Because teeth and eyes matter too

$20-80/mo

*Standalone or add-on coverage

✓ Routine cleanings covered
✓ Eye exams and glasses
✓ Can buy separately
✗ Usually has waiting periods
✗ Annual maximums apply

Add Dental/Vision

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Life Insurance

For when you're not around to argue about money

$15-100/mo

*Term life, not the expensive stuff

✓ Protects your family financially
✓ Term life is affordable
✓ Coverage up to millions
✗ Requires medical exam usually
✗ Gets expensive as you age

Calculate Life Insurance

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Supplement Plans

Critical illness, accident, cancer coverage

$25-150/mo

*Stacks with your main insurance

✓ Cash payouts for covered events
✓ Use money however you want
✓ Affordable add-on coverage
✗ Limited to specific conditions
✗ Waiting periods for some benefits

Add Supplement Coverage

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Small Business Plans

Keep your employees happy and insured

$250-600/employee

*Per employee per month

✓ Group rates (usually better)
✓ Attract better employees
✓ Tax advantages
✗ Minimum participation requirements
✗ More paperwork (sorry)

Get Business Quote

Complete Plan Comparison

All 8 plan types we offer, with honest pricing and who they're best for.

Plan Type	Best For	Key Benefits	Typical Cost
ACA Health Plans	Individuals and families needing comprehensive coverage	Pre-existing conditions covered, subsidies available, essential health benefits	$200-$800/mo (before subsidies)
Medicare Advantage	Seniors wanting all-in-one coverage	Combines Parts A, B, often D; may include dental, vision, hearing	$0-$150/mo + Part B premium
Medicare Supplement	Seniors wanting predictable costs	Fills gaps in Original Medicare, see any doctor accepting Medicare	$100-$300/mo
Short-Term Medical	Healthy individuals between coverage	Lower premiums, quick enrollment, flexible terms	$50-$200/mo
Dental Insurance	Anyone wanting to protect their smile	Preventive care covered, major work discounted	$20-$50/mo
Vision Insurance	Glasses or contact lens wearers	Annual exams, frames and lenses allowance	$10-$25/mo
Life Insurance	Anyone with dependents or debts	Term and permanent options, income replacement	$20-$100/mo (varies by age/health)
Supplemental Coverage	Those wanting extra protection	Accident, critical illness, hospital indemnity plans	$15-$75/mo

Health Insurance Plans That Work

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