The industry is built on confusion, commissions, and disappearing acts. We rebuilt it around honesty, education, and actually giving a damn about your financial future.
Most insurance agents treat you like a walking commission check. We treat you like a human being with real problems that need real solutions. Revolutionary concept, right?
Our approach is simple: listen first, educate always, and never sell you something that keeps us happy but leaves you broke when you need care most.
No hidden fees, no fine print surprises, no "gotcha" moments. If we can't explain it in plain English, we won't sell it to you.
We make money when you get the right coverage, not the most expensive coverage. Your financial security comes first.
An informed customer makes better decisions. We'll teach you how insurance actually works so nobody can take advantage of you.
We start with your actual situation, not a sales script. What's working? What's broken? What keeps you awake at night worrying about medical bills?
We dig through dozens of plans from multiple carriers to find options that actually fit your life. No cherry-picking the highest commission plans.
We break down complex insurance jargon into human language. You'll understand exactly what you're buying and what happens when you use it.
Unlike most agents who disappear after the sale, we're here for the long haul. Claims questions, renewals, life changes - we've got you covered.
No call centers, no rotating reps, no "let me transfer you to someone else." When you call, David answers. When you have a problem, David fixes it. Crazy concept in today's world.
We work with 20+ insurance carriers, not just one. That means we find the best plan for YOU, not the best commission for US. Most agents can't say that with a straight face.
We understand Florida's unique insurance landscape - from hurricane considerations to snowbird coverage. Plus, we actually live here and deal with the same challenges you do.
Good insurance decisions aren't made under pressure. Take your time, ask questions, compare options. We'll be here when you're ready, not pushing you to sign today for some fake discount.
We'd rather you understand your options and make an informed decision than buy the wrong plan because we rushed you. Smart customers make better choices and stay happier longer.
We show you the TOTAL cost of ownership, not just the monthly premium. Deductibles, copays, out-of-pocket maximums - you'll know exactly what you'll pay before you ever need care.
Start your honest conversation today. No pressure, no BS, just straight talk about your insurance options.
No robo-calls, David answers personally