Direct answer: Search for each doctor by name and office location in your plan's provider directory for next year, not just the group's name. Then call the office with your plan name and ID to confirm before you enroll.
Short answer: check each doctor by name
With Original Medicare, you can see any provider who takes Medicare. With a Medicare Advantage plan, check each doctor in the plan's provider directory before you enroll, ideally during Open Enrollment, October 15 to December 7.
Original Medicare lets you use any doctor or hospital that takes Medicare, anywhere in the U.S.; Medicare Advantage plans may require network providers for non-emergency care.
About AdventHealth Bond Clinic
Yes. AdventHealth announced that Bond Clinic officially joined AdventHealth on July 2, 2025. Practice names are moving to AdventHealth branding, so search your plan's directory for both the doctor's name and the new practice name.
Bond Clinic officially joined AdventHealth on July 2, 2025 (AdventHealth/PR Newswire release), with its Polk County locations becoming part of AdventHealth.
AdventHealth has a "Bond Clinic Transition" page describing the move to AdventHealth Medical Group practice names.
How to check your doctors in a 2027 plan
It depends on your plan type. HMOs generally don't cover out-of-network care except in an emergency, POS plans require a referral from your primary care doctor to see a specialist, and PPOs let you use out-of-network providers without a referral for an additional cost.
Medicare.gov tells shoppers to ask their doctors and pharmacies whether they are in network with the plan they are considering.
HealthCare.gov: HMOs usually limit coverage to network doctors and generally don't cover out-of-network care except in an emergency; EPOs cover services only in network except emergencies; POS plans require a PCP referral to see a specialist; PPOs let you use out-of-network providers without a referral for an additional cost.
Network status can differ by plan; check the plan's provider directory before enrolling. Use the exact plan ID and coverage year, then call the facility billing office and write down the date and the person you spoke with.
Use how to keep your doctor when you change plans, keeping your doctor when you switch Medicare plans to gather names, locations, and prescriptions before you compare plans.
Medicare: keeping your doctor
Medicare Open Enrollment runs October 15 to December 7 (plan must get the request by December 7). The Medicare Advantage Open Enrollment Period runs January 1 to March 31 for people already in a Medicare Advantage plan.
Medicare marketing on this site is for Florida residents. Confirm hospital, doctor, and pharmacy participation with the plan and the office. Original Medicare and Medicare Advantage follow different network rules.
What to verify before you enroll
- Search AdventHealth Bond Clinic (formerly Bond Clinic) and each doctor by name and location in the plan directory
- Confirm the exact plan ID and year with the billing office
- Check prescriptions and pharmacy separately from the facility listing
- Read urgent-care versus emergency-room cost sharing in the Summary of Benefits
Additional verified details
HealthCare.gov (Florida uses it): Open Enrollment starts November 1; enroll by December 15 for January 1 coverage; Open Enrollment ends January 15, with February 1 coverage for December 16 to January 15 enrollments.
Related coverage questions
- how to keep your doctor when you change plans
- keeping your doctor when you switch Medicare plans
- HMO vs EPO vs PPO
- deductible vs. out-of-pocket maximum
Common questions
How do I know if my AdventHealth Bond Clinic doctor is in my plan?
Search for each doctor by name and office location in your plan's provider directory for next year, not just the group's name. Then call the office with your plan name and ID to confirm before you enroll.
Is Bond Clinic part of AdventHealth now?
Yes. AdventHealth announced that Bond Clinic officially joined AdventHealth on July 2, 2025. Practice names are moving to AdventHealth branding, so search your plan's directory for both the doctor's name and the new practice name.
Do I need a referral to see a specialist?
It depends on your plan type. HMOs generally don't cover out-of-network care except in an emergency, POS plans require a referral from your primary care doctor to see a specialist, and PPOs let you use out-of-network providers without a referral for an additional cost.
Can I keep my doctor if I switch Medicare plans?
With Original Medicare, you can see any provider who takes Medicare. With a Medicare Advantage plan, check each doctor in the plan's provider directory before you enroll, ideally during Open Enrollment, October 15 to December 7.
What to do next
David Huff, a licensed Florida health agent, can review Polk County doctors, facilities, and prescriptions against a specific Marketplace or Florida Medicare plan ID. He does not decide facility billing. Signing up for Medicare Part A and Part B is done through Social Security, and a plan review is not an enrollment. Call (863) 640-3102 or use Get Help.
Want a second set of eyes before you pick a plan?
Send your ZIP, the doctors and facilities you use, and your prescriptions. Please don't send Social Security or Medicare numbers or medical records. A review is not enrollment.
Start a provider check Request a plan review Call (863) 640-3102Not affiliated with HealthCare.gov or the U.S. government.
We do not offer every plan available in your area. Currently we represent 9 organizations which offer 102 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Sources
This page is educational. It does not say whether a facility or doctor participates with a specific plan. Confirm the plan directory and the billing office before you enroll or switch.
Lakeland Health Insurance is not connected with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Currently we represent 9 organizations which offer 102 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Company inventory note: The counts above reflect the plans available for the 2027 plan year in the Lakeland/Polk County service area as of September 30, 2026. They are not CMS counts or statewide Florida totals. Counts and available products vary by ZIP code, service area, plan year, and current company authorization. Confirm the ZIP code and current approved platform inventory before relying on these figures. Plan availability, benefits, networks, formularies, pharmacies, and costs are subject to the applicable plan documents and service area.