:root {
  --bg: #f7f9fe;
  --surface: #fff;
  --text: #0f172a;
  --muted: #475569;
  --line: #dbe4f2;
  --brand: #0f4cb8;
  --brand-dark: #0a3a8d;
  --alert-bg: #fff4f4;
  --alert-line: #efb3b3;
  --shadow: 0 8px 26px rgba(15, 23, 42, 0.08);
  --radius: 14px;
  --max: 1080px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
}

a { color: var(--brand); }

.container {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.95);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(8px);
}

.header-wrap {
  min-height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand {
  text-decoration: none;
  color: var(--text);
  font-weight: 800;
}

.header-cta,
.btn-primary,
.sticky-quote {
  text-decoration: none;
  color: #fff;
  background: var(--brand);
  border-radius: 999px;
  font-weight: 700;
}

.header-cta {
  padding: 0.55rem 1rem;
}

.hero {
  padding: 2rem 0 1rem;
}

.eyebrow {
  margin: 0;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.76rem;
  color: var(--brand-dark);
  font-weight: 800;
}

h1 {
  margin: 0.45rem 0 0.75rem;
  line-height: 1.1;
  font-size: clamp(1.75rem, 6vw, 3rem);
}

.lead {
  margin: 0;
  color: var(--muted);
  max-width: 72ch;
}

.hero-badges {
  margin: 1rem 0 0;
  padding-left: 1.1rem;
  display: grid;
  gap: 0.35rem;
}

.section {
  padding: 0.85rem 0;
}

.card,
.info-card,
.notice-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.card,
.notice-card {
  padding: 1.2rem;
}

.notice-card {
  background: var(--alert-bg);
  border-color: var(--alert-line);
}

h2 {
  margin-top: 0;
  line-height: 1.2;
}

.section-intro,
.table-note {
  color: var(--muted);
}

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
}

table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
}

th,
td {
  text-align: left;
  padding: 0.72rem;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
  font-size: 0.95rem;
}

thead th {
  background: #edf3ff;
  font-size: 0.88rem;
  text-transform: uppercase;
  letter-spacing: 0.02em;
}

.card-grid {
  display: grid;
  gap: 0.85rem;
}

.info-card {
  padding: 1rem;
}

.info-card h3 {
  margin: 0 0 0.35rem;
}

.faq-list {
  display: grid;
  gap: 0.65rem;
}

details {
  border: 1px solid var(--line);
  border-radius: 10px;
  background: #f9fbff;
  padding: 0.7rem 0.85rem;
}

summary {
  cursor: pointer;
  font-weight: 700;
}

.cta-section {
  padding-bottom: 5rem;
}

.cta-card {
  text-align: center;
}

.btn-primary {
  display: inline-block;
  padding: 0.72rem 1.2rem;
}

.header-cta:hover,
.btn-primary:hover,
.sticky-quote:hover {
  background: var(--brand-dark);
}

.sticky-quote {
  position: fixed;
  right: 0.85rem;
  bottom: 0.85rem;
  z-index: 1001;
  padding: 0.8rem 1rem;
  box-shadow: 0 8px 20px rgba(10, 58, 141, 0.35);
}

@media (min-width: 760px) {
  .hero { padding: 3rem 0 1.25rem; }
  .card,
  .notice-card { padding: 1.5rem; }
  .card-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}