:root {
  --navy: #1B2A4A;
  --navy-deep: #0F1A2E;
  --blue: #2563EB;
  --blue-light: #3B82F6;
  --sky: #E8F0FE;
  --sky-soft: #F0F5FF;
  --white: #FFFFFF;
  --gray-50: #F8FAFC;
  --gray-100: #F1F5F9;
  --gray-200: #E2E8F0;
  --gray-300: #CBD5E1;
  --gray-500: #64748B;
  --gray-600: #475569;
  --gray-700: #334155;
  --gray-800: #1E293B;
  --gold: #D4A843;
  --gold-soft: #F5ECD7;
  --green: #16A34A;
  --green-soft: #DCFCE7;
  --red-soft: #FEF2F2;
  --orange: #EA580C;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.06);
  --shadow-md: 0 4px 20px rgba(0,0,0,0.08);
  --shadow-lg: 0 12px 40px rgba(0,0,0,0.12);
  --shadow-xl: 0 20px 60px rgba(0,0,0,0.15);
}

body {
  font-family: 'DM Sans', sans-serif;
  color: var(--gray-800);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

.container {
  max-width: 1100px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 20px;
  padding-right: 20px;
}

.compliance-banner {
  background: var(--navy-deep);
  color: rgba(255,255,255,0.85);
  font-size: 0.72rem;
  text-align: center;
  padding: 10px 20px;
  line-height: 1.5;
}

.compliance-banner strong,
.compliance-banner a {
  color: var(--gold);
  font-weight: 700;
}

header {
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(10px);
  position: fixed;
  top: 0;
  width: 100%;
  z-index: 1000;
  box-shadow: var(--shadow-md);
}

header nav.container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 1rem;
  padding-bottom: 1rem;
}

.logo-container {
  display: flex;
  align-items: center;
  gap: 15px;
}

header .brand-name,
header .logo,
header .brand {
  font-family: 'Instrument Serif', serif !important;
  font-size: 1.2rem !important;
  font-weight: 400 !important;
  line-height: 1.2 !important;
  color: var(--navy) !important;
  letter-spacing: 0 !important;
  text-decoration: none !important;
}

header .license-tag,
header .license {
  font-family: 'DM Sans', sans-serif !important;
  font-size: 0.7rem !important;
  font-weight: 600 !important;
  color: var(--gold) !important;
  line-height: 1.1 !important;
  display: block !important;
  margin-top: 2px !important;
}

.menu-button {
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  border-radius: 4px;
  transition: background-color 0.2s;
}

.menu-button:hover {
  background-color: var(--gray-100);
}

.ellipses {
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.dot {
  width: 4px;
  height: 4px;
  background-color: var(--gray-600);
  border-radius: 50%;
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 100px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  min-width: 200px;
  z-index: 1000;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-10px);
  transition: all 0.2s ease;
}

.dropdown-menu.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.menu-item {
  padding: 12px 16px;
  cursor: pointer;
  border-bottom: 1px solid var(--gray-100);
  transition: background-color 0.2s;
}

.menu-item:hover {
  background-color: var(--gray-50);
}

.menu-item:last-child {
  border-bottom: none;
}

.menu-item a {
  text-decoration: none;
  color: var(--gray-800);
  display: block;
}

header .nav-links {
  display: flex;
  gap: 2rem;
  list-style: none;
  align-items: center;
}

header .nav-links a {
  text-decoration: none;
  color: var(--gray-800);
  font-size: 1rem !important;
  font-weight: 500 !important;
  line-height: 1.2 !important;
  transition: color 0.3s ease;
}

header .nav-links a:hover {
  color: var(--blue);
}

.cta-group {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.cta-button,
.btn-cta,
.hero-cta,
.submit-btn {
  background: var(--gold);
  color: var(--navy-deep);
  border: none;
  border-radius: 100px;
  font-family: 'DM Sans', sans-serif;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
  transition: all 0.3s ease;
  box-shadow: 0 4px 15px rgba(212,168,67,0.3);
}

.cta-button,
.btn-cta {
  padding: 12px 24px;
}

.hero-cta {
  padding: 16px 32px;
  font-size: 1.1rem;
}

.cta-button:hover,
.btn-cta:hover,
.hero-cta:hover,
.submit-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 30px rgba(212,168,67,0.45);
}

.cta-button.secondary,
.hero-cta.secondary {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--navy);
  box-shadow: none;
}

.hero {
  color: white;
  background: linear-gradient(165deg, var(--navy-deep) 0%, var(--navy) 50%, #1E3A5F 100%);
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  left: -50%;
  width: 200%;
  height: 200%;
  background:
    radial-gradient(circle at 20% 80%, rgba(37,99,235,0.15) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(212,168,67,0.08) 0%, transparent 50%);
  pointer-events: none;
}

.hero > .container,
.hero-content {
  position: relative;
  z-index: 2;
}

.hero h1 {
  font-family: 'Instrument Serif', serif;
  font-size: clamp(2.5rem, 5vw, 3.5rem);
  font-weight: 400;
  line-height: 1.2;
}

.hero-kicker {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  color: var(--gold);
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 999px;
  padding: 0.45rem 0.85rem;
  margin-bottom: 1rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.hero-cta-group {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 1rem;
  margin-top: 1.5rem;
  flex-wrap: wrap;
}

.hero-trust-row {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.75rem;
  margin-top: 1.25rem;
  color: rgba(255,255,255,0.82);
  font-size: 0.92rem;
}

.hero-trust-row span {
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: 999px;
  padding: 0.35rem 0.7rem;
  background: rgba(255,255,255,0.06);
}

.section-label {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 0.75rem;
}

footer {
  background: var(--navy-deep);
  color: rgba(255,255,255,0.8);
  padding: 4rem 0 2rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 3rem;
  margin-bottom: 3rem;
  text-align: left;
}

.footer-column h3 {
  font-family: 'Instrument Serif', serif;
  font-size: 1.25rem;
  font-weight: 400;
  color: white;
  margin-bottom: 1.5rem;
}

.footer-column ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-column li {
  margin-bottom: 1rem;
}

.footer-column a,
.footer-bottom a {
  color: var(--gold);
  text-decoration: none;
  transition: color 0.3s ease;
}

.footer-column a:hover,
.footer-bottom a:hover {
  color: var(--gold-soft);
  text-decoration: underline;
}

.footer-bottom {
  text-align: center;
  padding-top: 2rem;
  border-top: 1px solid rgba(255,255,255,0.1);
}

.footer-bottom p {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.5);
  line-height: 1.5;
  margin: 0.25rem 0;
}

.click-to-call,
.messenger-button {
  position: fixed;
  bottom: 20px;
  color: white;
  border-radius: 100px;
  text-decoration: none;
  font-weight: 600;
  z-index: 1000;
  transition: all 0.3s ease;
  display: flex;
  align-items: center;
  gap: 8px;
}

.click-to-call {
  right: 20px;
  background: linear-gradient(135deg, var(--green), #059669);
  padding: 15px 20px;
  font-size: 1.1rem;
  box-shadow: 0 8px 25px rgba(22,163,74,0.4);
}

.messenger-button {
  left: 20px;
  background: linear-gradient(135deg, #0084ff, #0063d1);
  padding: 15px 20px;
  font-size: 1rem;
  box-shadow: 0 8px 25px rgba(0,132,255,0.4);
}

.click-to-call:hover,
.messenger-button:hover {
  transform: translateY(-3px);
}

.click-to-call:hover {
  box-shadow: 0 12px 35px rgba(22,163,74,0.6);
}

.messenger-button:hover {
  box-shadow: 0 12px 35px rgba(0,132,255,0.6);
  background: linear-gradient(135deg, #0063d1, #004494);
}

.click-to-call .phone-icon,
.messenger-icon {
  font-size: 1.2rem;
}

@media (max-width: 768px) {
  header .nav-links,
  .cta-group {
    display: none;
  }

  .hero h1 {
    font-size: 2.5rem;
  }

  .hero-cta-group {
    flex-direction: column;
  }

  .click-to-call {
    bottom: 15px;
    right: 15px;
    padding: 12px 16px;
    font-size: 1rem;
  }

  .messenger-button {
    bottom: 15px;
    left: 15px;
    padding: 12px 16px;
    font-size: 0.9rem;
  }
}