body {
  margin: 0;
  background: #f6f8fb;
  color: #111827;
  font-family: 'DM Sans', sans-serif;
}

body .messenger-button,
body .click-to-call {
  display: none;
}

.answer-hero {
  background: #fff;
  border-bottom: 1px solid #d8dde8;
  padding: 132px 20px 44px;
}

.answer-wrap {
  max-width: 1120px;
  margin: 0 auto;
}

.answer-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 340px;
  gap: 28px;
  align-items: start;
}

.eyebrow {
  color: #2563eb;
  font-size: .78rem;
  font-weight: 900;
  letter-spacing: .12em;
  text-transform: uppercase;
}

h1 {
  color: #1b2a4a;
  font-family: 'Instrument Serif', serif;
  font-size: clamp(2.35rem, 5vw, 4.2rem);
  font-weight: 400;
  letter-spacing: 0;
  line-height: 1.02;
  margin: .4rem 0 1rem;
}

h2 {
  color: #1b2a4a;
  font-size: clamp(1.45rem, 3vw, 2rem);
  letter-spacing: 0;
  line-height: 1.2;
  margin: 0 0 1rem;
}

h3 {
  color: #1b2a4a;
  font-size: 1.08rem;
  letter-spacing: 0;
  line-height: 1.25;
  margin: 0 0 .5rem;
}

.lead {
  color: #475569;
  font-size: 1.08rem;
  line-height: 1.65;
  margin: 0 0 1.25rem;
}

.answer-card,
.side-card {
  background: #fff;
  border: 1px solid #d8dde8;
  border-radius: 8px;
  box-shadow: 0 14px 36px rgba(27, 42, 74, .08);
  padding: 22px;
}

.side-card {
  background: #f9fafc;
  position: sticky;
  top: 104px;
}

.answer-snippet {
  background: #eaf3f8;
  border-left: 4px solid #2563eb;
  color: #1f2933;
  line-height: 1.65;
  margin: 20px 0 0;
  padding: 18px 20px;
}

.content-band {
  padding: 34px 20px;
}

.stack {
  display: grid;
  gap: 18px;
}

.two-col {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.answer-card p,
.answer-card li,
.side-card p,
.side-card li {
  color: #5f6b7a;
  line-height: 1.6;
}

.answer-card ul,
.side-card ul {
  margin: 0;
  padding-left: 1.15rem;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 18px;
}

.btn {
  align-items: center;
  border-radius: 8px;
  display: inline-flex;
  font-weight: 800;
  justify-content: center;
  min-height: 46px;
  padding: 12px 16px;
  text-decoration: none;
}

.btn.primary {
  background: #2563eb;
  color: #fff;
}

.btn.secondary {
  background: #fff;
  border: 1px solid #d8dde8;
  color: #1b2a4a;
}

.disclosure {
  border-top: 1px solid #d8dde8;
  color: #64748b;
  font-size: .9rem;
  line-height: 1.55;
  margin-top: 18px;
  padding-top: 14px;
}

@media (max-width: 860px) {
  .answer-hero {
    padding-top: 112px;
  }

  .answer-grid,
  .two-col {
    grid-template-columns: 1fr;
  }

  .side-card {
    position: static;
  }

  .cta-row {
    flex-direction: column;
  }

  .btn {
    width: 100%;
  }
}